Free FICO Score with 15-Minute Lesson

You can view your FICO score for free here if you are willing to go through a 15 minute tutorial on credit basics, credit cards, and building your credit, but it appears to be limited to the first 5,000 students:

We’ve arranged with the Fair Isaac Corporation to pick up the tab on the first 5000 students who want to check their credit score. That’s right. It’s absolutely free.

So enter your info below to start. We’ll take you through a 15 minute tutorial on credit basics, credit cards, and building your credit. Once you’ve completed this 15 minute lesson, you’ll receive a free code and a link to MyFICO.com. Once you’re there, drop the code into the discount box and save yourself the $15.95.

Getting rid of student debt

If you are not controling your student debt you will owe some money to someone until retirement.
First thing you have to do is make sure that you are not spending too much. Get yourself a student card and start using a lot of different discounts available to students.
If you alreadey have student debt the first thing that you have to do is see exactly how much money is owed (this can include credit cards, loans and store cards), and to put this in order of priority. For example, if the credit cards are incurring 14% interest, whilst 4% is charged on your loan, then paying off the credit cards should take priority. If you do not have the income to pay off all of the credit cards straight away there are a number of things that can be done:

a) transferring the balance to a 0% credit card;
b) speaking to your bank and asking them for terms to consolidate your credit cards (more then one quote should be obtained)
c) calling other debt consolidation companies and seeing what they can offer

Some students think that they can default on a student loan. Defaulting on a student loan is very difficult. The loan will be automatically written off by the government after 25 years, if not paid (DFES, 2006).